Baystone Legal logo

Where capital
meets security.

Where lenders
meet specialists.

Where risk
meets precision.

Specialist legal counsel for non-bank lenders, private credit funds, and family offices. From facility documentation to enforcement, we protect your lending position.

Why Private Lenders Choose Baystone

Specialist expertise and commercial pragmatism for sophisticated lending transactions.

01

Private Credit Specialists

Deep understanding of non-bank lending, fund structures, and the regulatory requirements unique to private credit. We speak your language and understand your commercial imperatives.

02

Documentation Excellence

Comprehensive facility agreements, tailored security suites, and sophisticated intercreditor arrangements. Every document crafted to protect your position and streamline enforcement.

03

Security Perfection

Real property mortgages, general security agreements, share security, and meticulous PPSR registration. We ensure your security interests are properly perfected and prioritised.

04

Enforcement Experience

From demand notices to receiverships, mortgagee sales to debt recovery proceedings. When things go wrong, we move swiftly and decisively to protect your interests.

Expertise

Banking & Finance Capabilities

Full-service legal support for all aspects of private lending.

Facility Documentation

Drafting and negotiating loan agreements, security documents, and intercreditor arrangements for complex financing structures.

Security Structuring

Complex security packages including real property mortgages, PPSR registrations, share pledges, and guarantee frameworks.

Development Finance

Construction loans, staged drawdowns, cost overrun facilities, and development funding arrangements.

Private Credit

Non-bank lending, mezzanine finance, subordinated debt, and alternative credit structures.

Due Diligence

Comprehensive legal due diligence for acquisitions, refinancing, and portfolio transactions.

Syndicated Lending

Multi-lender arrangements, agency documentation, and intercreditor agreements.

Your Team

Banking & Finance Lawyers

Experienced specialists dedicated to protecting your lending interests.

Phil Hustler

Phil Hustler

Partner

Banking & Finance

Phil is a commercially focused lawyer with extensive experience advising institutional lenders, private credit funds, and borrowers on complex financing transactions. His expertise spans syndicated facilities, development finance, and structured lending.

Victor Asoyo

Victor Asoyo

Partner

Private Credit & Property

Victor has deep experience in complex commercial, property and development transactions. Beyond traditional bank funding, he acts extensively for private lenders, family offices, non-bank financiers and sophisticated corporate borrowers.

Robin Liu

Robin Liu

Associate

Banking & Finance

r.liu@baystonelegal.com
Jay Kim

Jay Kim

Special Counsel

Banking & Finance

j.kim@baystonelegal.com
Tiffany Yan

Tiffany Yan

Paralegal

Banking & Finance

t.yan@baystonelegal.com
Experience

Major Transactions

A selection of significant financing transactions we have advised on.

Port of Brisbane Logistics Estate

Acquisition and development of multiple sites into premium logistics estate

$70M+

Little National Sydney

Finance for 230-room hotel above Wynyard Train Station

$120M

Wayfarer Tower

Canberra's tallest residential tower at time of construction

$80M

The Capitol, Canberra

First international-standard apartment building in Canberra CBD

$73M

Infinity Towers

Mixed-use development with mezzanine financier negotiations

$89M

Common Pitfalls We Help You Avoid

Even experienced lenders encounter documentation and security issues that compromise their position. Our specialists know exactly what to look for.

Inadequate security coverage
Missing guarantor protections
Weak default provisions
PPSR registration gaps
Unenforceable interest clauses
Poor priority arrangements

Ready to Strengthen Your Lending Position?

Speak with our private credit specialists about your next facility. We'll explain how we can protect your interests from documentation through to enforcement.

Rapid Turnaround
Fixed Fee Options
Australia-Wide